Attention homeowners in New Orleans and Orleans County: Get an Appraisal today!

Here are the top 7 reasons Louisiana homeowners call on Crescent City Appraisal Services,LLC:

  1. Pre-listing appraisals (whether they're selling the home on their own or using a real estate agent)
  2. Challenge a property tax assessment
  3. To reduce your monthly mortgage payment by removing PMI
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. To determine the true market value of real estate to settle an estate in Orleans County or the state of Louisiana
Own a house in or near New Orleans, Louisiana and need help deciding the price of it? Contact Crescent City Appraisal Services,LLC.

We at Crescent City Appraisal Services,LLC understand the particular needs of a homeowner looking for appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, attorneys, and accountants. But as a consumer, we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our findings.

Pre-listing Services/For Sale by Owner

It's very hard to be objective about your own home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just how much you think your house is worth. Interested buyers know that you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value conclusion than yours.

Challenge property tax assessments

Let's say you live in an area that's going down -- your local tax assessor may have your home overvalued. This means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting an expert appraisal from Crescent City Appraisal Services,LLC is your perfect weapon.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to save money for homeowners. Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. At Crescent City Appraisal Services,LLC, we're qualified in helping homeowners just like you delete unnecessary PMI insurance.

Was your HELOC recently frozen?

If your property is near a declining area, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult from a cash flow angle, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Crescent City Appraisal Services,LLC can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you'd like to have a veteran appraiser double-check it for precision or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? We can help with that too. Although most review work is commissioned by lenders, homeowners suspecting they've been the victim of mortgage fraud are prudent to invest in a second opinion.